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There's more to car insurance than the dollar amount

When comparing car insurance quotes online it helps to compare apples to apples; in other words, you want to be sure that the quotes you get are for identical - or at least very similar - auto insurance policies. Here are some things to be looking for when you compare car insurance quotes:

Ensure Coverages, Limits and Deductible Amounts are the Same

Higher coverages and limits, as well as lower deductibles, will raise the premium you pay. At the same time, lower coverages and limits and higher deductibles will lower your premium. Be sure, also, that you are comparing the same coverage period, usually a 6-month or 12-month term.

Use the limits listed on your current policy, or use our Car Insurance Coverage Calculator to select the amounts you'll use to compare car insurance rates.

Know What Coverage You're Getting 

Auto insurance policies have a number of components. When you compare car insurance it's a good idea to be familiar with concepts such as:

Liability Medical payments and personal injury Uninsured/underinsured motorists Collision and comprehensive

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